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All Realtors are NOT alike! When you need an immediate answer on any of the Springfield MO homes or Branson MO homes, call: 417-575-8546 or 693-9482
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Free CMA Report-How Much is Your Home Worth?
Just give us the details about your home and what neighborhood you live in and we will email you a free Comparative Market Analysis on your home
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 Compare three mortgages at one time.
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Jenny Thomas and Team are some of
The Top Selling Real Estate Experts™
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Find Out About Homes for Sale Before Anyone Else! IT'S FREE!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the Springfield, Nixa and Ozark, Missouri area MLS, and even later on the national listings web sites, if at all. By signing up to receive our latest listings, we'll send you an email notice instantly -- as soon as our latest homes for sale go online. You'll find out first, before other Springfield, Nixa and Ozark buyers. There is absolutely no obligation, and this service is FREE of charge. Don't miss out! Just fill out the form to get started...If you want only homes that are in your price range, etc. make sure to answer all the questions below. Otherwise we will email you all of our new listings in all price ranges. The more information we have the better we can serve you. Jenny Thomas Murney Associates, Realtors
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Financing Your Home >Your Financial Cushion
When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.
First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.
A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.
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| Q |
What is the largest city square in the world?
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| A |
Located in Beijing, China, Tianamen Square, called the "Gate of Heavenly Peace", covers 98 acres. |
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- NUMBER1EXPERTS™ 
