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Numbers & Websites You Should Know

Numbers & Websites You Should Know

Data Facts has compiled a list of very important numbers and websites for consumers. 

To obtain a credit report:

www.annualcreditreport.com 

This site allows you to request a free credit report from

all 3 bureaus once every 12 months. Call 1-877-322-8228 to order the report by phone.

 

To get on the Do Not Call List:

Call 888-382-1222 from the phone you wish to register, or go to

www.donotcall.gov .

Due to the Do Not Call Improvement Act of 2007, phones that are registered will remain on the list permanently (previously it expired after 5 years).

 

To opt out of mail solicitation and pre-screened offers:

Call 1–888–567–8688 or visit www.optoutprescreen.com . You are able to opt out

electronically for 5 years. To opt out permanently, you will need to print out the form

and mail it in.

 

To contact the Credit Bureaus:

Equifax: Call 800-685-1111 or visit them online at 

www.equifax.com

Experian: Call 888-397-3742 or 

www.experian.com

Transunion: You can reach them at 800-888-4213 or 

www.transunion.com

 

To create a letter disputing errors on your credit report:

Under the FCRA, both the credit reporting company and the information provider are

responsible for correcting inaccurate or incomplete information in your report. To take

advantage of all your rights under this law, contact the credit reporting company and

the information provider. Visit http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre21.shtm for a sample dispute letter.

Other important numbers to have on hand:

• Your insurance agent

• Your health insurer

• Your bank’s main AND local branch

• Your brokerage house

• All of your credit card issuers

Utilize these websites and numbers to make sure you are prepared and in top financial condition!

 

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Contact Information

Photo of Jenny & Randy Thomas Real Estate
Jenny & Randy Thomas
Keller Williams Realty; Team Thomas, REALTORS
2925 E Battlefield, Suite 111
Springfield MO 65804
Phone: 417-501-9988
417-883-4900
Fax: 417-447-9853

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Team Randy & Jenny Thomas (Murney Associates, Realtors): Real Estate Agent in Springfield, MO